Mike Whaley

Mike Whaley has spent more than 36 years helping people build financial confidence, starting his career in 1990 as a 403(b) advisor. That foundation in workplace retirement planning still shapes how he works today: understanding what employees actually need, and helping them build a plan that fits their real life.

A graduate of West Virginia University with a degree in Music Education, Mike holds FINRA Securities licenses 6, 7, 63, and 65, along with Life and Health insurance licenses. In addition, Mike has earned his CFP designation.



Mike's approach centers on financial planning first, with financial products used only where they serve a clear purpose. He works with individuals, families, and employers to address retirement readiness, college funding, and estate planning needs. For employer clients, he provides financial education and investment strategies that give employees a clearer path forward. His investment philosophy focuses on building diversified portfolios designed to support long-term wealth while managing exposure to market volatility.

Through his work with public schools, universities, nonprofits, and federal agencies, Mike offers guidance across a range of planning needs:

• Retirement planning
• College planning
• Life insurance
• Pension analysis for public school and federal employees
• Annuities
• IRA and Roth IRA investments
• 401(k) and 403(b) rollovers

Mike has lived in Howard County since 1996. He and his wife, Toni, have been married for 38 years and have three adult children and four grandchildren, along with two Shih Tzus, Bear and Willow. Outside of work, Mike performs as a vocalist and keyboardist, both as a solo artist and with a band. He is also deeply committed to serving families affected by disabilities and supporting Wounded Warriors through the Joni and Friends organization.

Representatives registered with and offer only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC.

Paladin Advisor Group and PlanMember Securities Corporation are independently owned and operated.