Yes. We're legally and ethically obligated to act in your best interest at all times. This is the highest standard of care in the financial services industry, and it's non-negotiable for us. 

Our team holds the necessary industry licenses and maintains the required continuing education to stay current on regulations and industry changes. Beyond credentials, we bring over 35 years of collective experience navigating real market cycles and helping clients through major financial decisions. We believe practical experience matters as much as any designation. 

We work with individuals and families navigating financial decisions, business owners and nonprofit leaders creating retirement plans that benefit both their teams and themselves, and Maryland educators and state employees. While we have deep experience and understanding with the pension systems and benefits coordination, our work extends well beyond that: comprehensive financial planning that covers tax strategy, investment management, estate planning, and wealth building. Whether you're just starting your career or approaching retirement, our hybrid compensation structure means we can work with you at any stage.

We use a hybrid compensation model designed to make professional financial planning accessible regardless of where you are financially. For clients just starting out or those who prefer project-based work, we offer fee-for-service arrangements where you pay directly for planning services. For clients with established assets, we work on an assets-under-management (AUM) fee basis. This structure eliminates commission-based conflicts while ensuring our advice is always aligned with your goals, not sales incentives.

We're based in Maryland and have deep experience and understanding with Maryland-specific financial considerations, particularly the MSRPS pension system for educators and state employee benefits. That said, we work with clients throughout the mid-Atlantic region and beyond through secure online platforms and remote meetings. Location doesn't limit who we can serve. 

Here's what sets us apart: we've structured our firm to be genuinely accessible, not just to people who've already accumulated significant wealth. Our hybrid fee model means you can work with us whether you're establishing your first retirement account or managing a complex portfolio. We're independent which means we're not tied to a bank, insurance company, or proprietary products. Our recommendations are based solely on what works for you. And we've built deep experience and understanding  serving Maryland educators, which means we understand pension systems, benefits coordination, and the specific financial challenges public employees face. Most importantly, our approach prioritizes education over sales. We succeed when you understand your options and feel confident in your decisions, not when we close a transaction.

Paladin Advisor Group has been serving clients since 2013, with our team bringing over 35 years of combined experience in financial services.

Independence means we're not owned by or pressured by a bank, insurance company, or large financial institution. While we partner with Plan Member as our broker-dealer for regulatory support and compliance oversight, we maintain complete freedom in the advice we provide and the strategies we recommend. We're not meeting sales quotas or pushing proprietary products. Your financial success is the only agenda driving our recommendations.